

PAY OFF YOUR DEBT IN A FRACTION OF THE TIME ON YOUR CURRENT BUDGET
It's not magic, it's math.
If you want a different outcome, you must have the courage to do something different.
According to the Federal Reserve Board’s Survey of Consumer Finances, the total household debt as of Q3 2020 totaled $14.35 trillion (that’s trillion with a T…).
Break that down, and you see the average American trying to keep their head above water with a $215,655 mortgage debt, $17,553 auto loan debt and $5,538 in unsecured personal loan debt …among others.
It’s no wonder so many of us are buckling under the weight of what’s owed - feeling like our finances are a game of whack-a-mole with no traction towards paying off our debt or progress towards building wealth.
It’s not just you. The system is designed to lead and land us here. The reality is that we’re simply not wired to think like the big banks when it comes to how we use our hard-earned dollars and make decisions on good versus bad debt (yes, there is such a thing as good debt).
What if I told you that a $5K monthly paycheck strategically invested over 4 months could cancel nearly $46,000 of accruing interest and 46 future house payments? All without pinching pennies, forgoing that long overdue vacation, and resorting to ramen for dinner...
Scam! Scandal! Nope, it’s math.
Complex math. Math that you and I were simply never taught how or programmed to do, but, best believe, is what the banks do to maximize and leverage OUR money for their mind-bending profit.
Let’s make this a fair fight, shall we? No holds barred. Sign up today for your free consultation to learn more about the Debt To Wealth program and how it can show you the fastest route to zero debt on your time and your terms.
No risk. No obligation.

KAREN'S STORY
With 40 years in finance, I’ve learned a thing or two about how to leverage and manage money to achieve long term goals for myself, my family and our clients.
After being in the game for decades, I’m always skeptical of and rarely surprised by “silver bullet” solutions. In fact, I seek them out to debunk dangerous myths and money pitfalls for our clients.
So when a trusted colleague turned me on to the Debt To Wealth system, I came into the conversation with my guard up and ready to take down another snake-oil system.
Fifteen short minutes into the consultation and you could have scraped my jaw off the floor. No gimmicks. No smoke and mirrors. No impossible plan out of touch with reality.
Just clear-cut calculations with black-and-white numbers that turned a lifetime of conventional debt management wisdom on its head.
The next day, I called my daughter and partner, Samantha, to get her take on this program. Within the week, she and her husband had figured out how to pay off their 30-year mortgage in 7.5 years without compromising on their lifestyle or plans to travel the world.
Now, I’m a woman on a mission to help you and anyone who will hear me with a whole new way to get out from under debt and build your wealth, while actually living your best life.
I trust this agile system so much that I use it for my personal finances, my family and my clients. Let me empower you to reach your zero on your time and your terms.

WHAT TO EXPECT
Once you schedule your 30-min Debt To Wealth consultation with us, we’ll send you a little bit of homework to do so we can all get organized and make the most out of your time.
By the end of this free session, you’ll walk away with the following:
-
Exact date to your debt freedom
-
Analysis of the dollars you will save in interest
-
Step-by-step guide for getting started immediately
There is no obligation to move forward with the Debt To Wealth program following this consultation. No pressure. No risk. All the potential.
WHAT TO EXPECT
Once you schedule your 30-min Debt To Wealth consultation with us, we’ll send you a little bit of homework to do so we can all get organized and make the most out of your time.
By the end of this free session, you’ll walk away with the following:
-
Exact date to your debt freedom
-
Analysis of the dollars you will save in interest
-
Step-by-step guide for getting started immediately
There is no obligation to move forward with the Debt To Wealth program following this consultation. No pressure. No risk. All the potential.

All time and interest savings examples, wealth building examples and rates of return on this site are strictly hypothetical. Individual time and interest savings amounts and wealth building possibilities are subject to individual qualification. Individual qualification required. No financial advice or recommendations have been made as a part of this site.
WHAT WE DO
The personal touch with global reach.
Compass Financial is a boutique wealth solutions firm based in Charleston, SC with a strategic focus on creating tax efficient retirements.
Owned and operated by Karen Stawicki and her daughter Samantha Irish, Compass Financial helps clients around the world understand what they need to achieve their unique financial goals, stay aligned with their distinct course, and ultimately accomplish their retirement goals.
Comprised of independent financial professionals, Compass Financial sets a new standard for client care with high-touch concierge service, a signature approach, combined 50+ years of experience, and dedication to empowering you to help maximize your financial potential.
Beginning with the end in mind, we are committed to your financial confidence and motivated to help you make the most of your hard-earned money.
Let Compass Financial help you navigate your wealth.