Everyone Is Talking About Roth IRAs, But Is There a Better Way?

"There's a way to do it better. Find it." - Thomas Edison

It seems like everywhere you turn, someone’s talking about Roth IRAs - and for good reason. Who wouldn’t want tax-free growth and tax-free income in retirement?

But what if we told you there’s another strategy that does everything a Roth does… and more?

At Compass Financial, we often refer to Cash Value Life Insurance (CVLI) as a "Roth IRA on steroids" because it offers the same core benefits - but with more flexibility, protection, and long-term potential.

Let’s take a look:

So… which one is better?

It depends on your goals. But for our clients - especially high earners who’ve already maxed out retirement accounts and want tax diversification, liquidity, and legacy protection, CVLI offers a more comprehensive, long-term solution.

The good news... You don’t need to pick just one.

In fact, the best plans often include both. That’s why we design your strategy using The Power of Three, to make sure every dollar has a job; whether it’s growing, protecting, or giving you income for life.

📅 Curious if you’re overfunding your Roth… or overlooking a better option?

Let’s talk.

Click to schedule your complimentary consultation.

Because it’s not just about what you make.

It’s about what you keep... and how well it works for you.