One of the best pieces of advice we give entrepreneurs is simple but powerful: Pay yourself first. Not a business owner? The same advice still applies.   It’s tempting to pour everything back into your business, or assume selling it one day will fund your retirement. But that’s putting all your eggs in one very fragile basket.   Here’s the reality: businesses get bought, sold, or disrupted. Your retirement shouldn’t hang on a “maybe.”

A client testimonial - They just sold their business and had $3.5 million in traditional retirement accounts. When we ran their numbers through our Tax Burden Analysis, it was clear: if they did nothing, 40% of their hard-earned wealth would go to the IRS. Not because of a mistake, but because no one had shown them how to do it differently. We put their assets through our Power of Three model, and saved them seven figures in future taxes.

Together, Karen & Sam are Compass Financial and committed to helping you navigate your wealth for what matters most to you.

When it comes to the retirement race, the reality is that you’re running a marathon, not a sprint.