How One Family Fired the IRS & Took Back Control

What if the IRS was quietly pocketing half your legacy?

When Julie and her husband sold their business, they thought they’d done everything right. They worked with a great CPA, maximized deductions, and tucked away over $3.5 million into traditional retirement accounts.

Then came the surprise.

When we ran their numbers through our Tax Burden Analysis, it was clear: if they did nothing, 40% of their hard-earned wealth would go to the IRS. Not because of a mistake, but because no one had shown them how to do it differently.

That’s when Julie looked at us and said, “We’ve worked too hard to build this for our family… not the government.”

Together, we designed a plan rooted in The Power of Three:

We spread their retirement income across strategic tax buckets to minimize distributions

We converted $1,000,000 to Roth IRAs over five years, securing Guaranteed Income

We used a portion of their RMDs to fund life insurance that would create a tax-free inheritance

And we designed a charitable giving strategy that reduced their future estate tax liability without changing their lifestyle

They didn’t just save money... they reclaimed control. Julie now jokes that she “fired the IRS” as their not-so-silent business partner.

We know this kind of outcome isn’t just about numbers. It’s about intention. It’s about creating a retirement that reflects your values, protects your legacy, and gives you freedom.

This isn't a fairytale. It’s real.

And it started with one simple question:

“What if we stopped letting the IRS be our silent business partner?”

📅 Get Your Tax Burden Analysis today.

Because what you don’t know about taxes could cost you far more than you think.

And what you do with the right partner?

It could change everything.